Mortgage Center

Apply Now

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. A State Bank of Speer Loan Officer will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 309.249.2141 or 1.888.249.2141.

Are you in a position to purchase a home or to refinance your existing mortgage? At State Bank of Speer, we offer competitive home loan rates with a simple, efficient loan process. The loan decision is made by us, and your loan is serviced by us. If you are interested in these advantages, as well as quick turnaround, please contact a State Bank of Speer loan officer for details.

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Sign up to have rates e-mailed to you. You may choose to have rates e-mailed to you when they reach your desired rate, or on a regular basis.

Today's Rates

30 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.175%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 3.875%  3.943%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.750%  3.837%  0.000%

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